The One Where My Car is Toast

Let me start by saying that I have never gotten a ticket or been in any sort of accident. Period. Until last week. That is when this happened:

Yes, we’re all okay. My car, as you can plainly see, is not.

We were loaded into the car to go to the grocery store. Seatbelts buckled. Phones put away. John looked both ways before backing out of the driveway. He let cars pass. The coast was clear, so he backed out. Just as he stopped the car and put it into gear to pull forward and go on our way, we felt the impact. We didn’t see a thing. We didn’t hear squealing tires to indicate someone had slammed on their brakes. We didn’t hear a horn. Nuthin’. We just felt the impact. And when I got out of the car, I was standing in my front yard from where the vehicle was hit with enough force that it was thrown there. I was spitting blood and gagging as more and more blood filled my mouth where I had bitten clear through the right side of my tongue. Evan was as white as a ghost and Zachy was screaming his head off.  But we were okay. And then I realized that the other driver hadn’t stopped yet, and so while dialing 911, I was jumping up and down, waving my arms in the air, shouting, “No! Stop!” She finally did by my neighbor’s driveway. And this all happened in one blurry instant. I remember telling the 911 operator to send the police, the no, I didn’t think anyone needed an ambulance, that I was a healthcare professional and would speak up if I thought we did. It was craziness.

So what happened? Well, we live on a connecting road between a really bad neighborhood and a really good neighborhood. About two miles from my house are those metaphorical tracks on which you do not want to be on the wrong side. Everyday, they fly by here, with no regard to the speed limit or that our children might be outside playing. You can tell the cars: older, no mufflers, beat-up. But for some reason, they tend to have really nice sound systems. And so, when John ensured the coast was clear, he backed out. I would say that my car was 3/4 of the way out of the driveway when one of those drivers came flying around a curve that is about 500 ft. from our driveway. She was apparently talking on a cell phone since her boyfriend arrived before the police did. We were nice, as were they. But they struck me as the type of people to observe everything, even remarking  that “Her purse must have been at least $500!”  Yeah, bitch, it was. I work hard for my money. But regardless, we made the police report and I called my insurance company. We proceeded on to dinner, since there was no way I was up to grocery shopping with Mr. Asperger and his toddler sidekick. And I sure as hell was not going to cook. But on the way to dinner, we hear this wop wop wop wop sound. No, that is not an ethnic slur. I’m German/ Italian, so even if it was, I have license. Our only hope at 7PM was to stop at a tire place, which is where we found out that the damned frame of my car was bent, that the back passenger side wheel, though not dramatic, was bent inward. “Dog-legged”, he called it. And that, no, my car was not safe. That I could hit a pothole and have my damned wheel break off. I was upset. Then Evan started complaining of neck and shoulder pain. Enter a trip to the ER with my poor baby for whiplash. He was okay, though. Ice and antiinflammatories for a couple of days.

And then I got kinda okay. Then maybe a little relieved. I mean, we needed a bigger car, right? But I was too stubborn and insisted on paying off this one and making it last as long as possible, since I bought it brand-new 3 years ago. So I started looking online.

And then I found out that they can fix it, that it is not totaled because they can “pull” the frame. So instead, I get a whopping repair bill to the tune of $6K. Well, insurance does. I just have a huge deductible. And I was expecting to not have to pay it. We were still waiting on the official police report, but she was negligent. Speeding, most likely talking on the phone, no attempt to warn us, no attempt to stop, evasive behavior.

Wrong. Fucking Wrongwrongwrongwrong.

Because the police report was wrong. It said we backed into her, not that she hit us in the side. So my insurance adjuster told me to call the police to have it amended. The proof is in the cars: mine is obviously nailed on the side, sweeping toward the back. Hers is on the headlight. There is no physical possibility that we backed into her. And the police? Well they wouldn’t fix it. They said it makes no difference, since we were backing out.

So in other words, do whatever the hell you want to do. If you hit a car that is in reverse, regardless of what you are doing, it will always be their fault. It’s complete bullshit. It isn’t fair.

So now? Now we have a beast of a rental car. And I am awaiting a body shop to give me an entirely new ass end. To the car, that is.

So much for my record.


3 thoughts on “The One Where My Car is Toast

  1. That is just messed up though if the same were to happen in Australia it would probably have the same result as by law it’s illegal to reverse out of your driveway.

    For convienance I reverse into my driveway when I park my car but after reading this post I do believe I’ll be doing it just to avoid that ever happening to me!

    It’s a good thing yourself and your family walked away from this with only minor injuries.

  2. AYFKM????

    It makes NO DIFFERENCE? It does to the Insurance company.

    Poor Evan! He looked so pitiful on that table!

    Glad there is no lasting damage, but a pox upon the douchebag that hit your car.

    Karma exisits. I swear.

  3. Pingback: Worrying at a Break-Neck Pace « bitchypants

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